To register PSB net banking, you will not need to visit the bank, instead, you can set it up at your home.
You can register Punjab and sind Net Banking only by following the steps below.
- First note down the customer ID
- If the Customer ID is not there, then call the toll-free number
- Visit the official website of Punjab and Sind Bank
- Click on PSB UniC Digital Banking
- In the next step click on Digital Services
- Retail Internet Banking Click Banking
- On the next page click on the page Retail Banking.
- Click on the Register tab.
- Enter your account details
- Enter your debit details.
- Set User ID and Password.
- Create UPI ID.
- Create your MPIN
- Finally set your Transaction PIN
If you have not understood net banking registration with shortcuts, follow each step below to register net banking.
Table of Contents
Documents You Need to Keep with You
Here is a list of documents that you need to keep with you before starting net banking or mobile banking registration.
- Mobile number registered with the bank.
- Customer ID
- Account Number
- Debit Card
- Debit Card PIN
First Step – Customer ID and Account Number
To register for Net Banking or Mobile Banking of any bank, you must have a Customer ID and Account No.
The Customer ID and Account Number are always mentioned on your passbook. But nowadays in the digital era, many banks such as Axis Bank or HDFC Bank do not even give passbooks.
If you have only the account numbers of Punjab and Sind Bank and do not have a Customer ID, then you can also know the Customer ID by calling from your registered mobile number.
To know the customer ID, you have to call PSB’s toll-free number 18004198300.
The customer care executive may ask you for your name, date of birth, and father’s name based on which he will complete the authentication.
After this, the executive will note down your customer ID.
PSB Net Banking Registration Process
Here is the complete net banking process. You need to follow this process from start to end.
First of all open PSB Bank’s official website (punjabandsindbank.co.in) or install PSB UniC Mobile App on your mobile.
You can also search for “PSB Net Banking Registration “in the Google search box.
After opening the official website, click on the link “PSB UnIC Digital Banking” on the right side of the home page.
On the next page, click on Digital Services on the left side.
Click on the link of “Retail Internet Banking” in the list given below.
On the next page of the website, keep “Retail Banking” selected and click on the register link below “Retail Account”.
Account Registration Part
The account registration part is divided into 6 parts, and the main steps are as follows.
Account Detail
There are 6 types of information to be given in the account details which are as follows.
First, enter your registered mobile number with the bank.
In the second step, fill your customer ID, if you do not have the customer ID, then call the toll-free number and get the customer ID. Its process is given above.
Fill in your bank account number in the third step.
In the next step, fill your email id which was given while opening the account. If no mail id was given at the time of account opening, then a new email id can also be filled in here.
“I am an existing Internet Banking User” Tick this option only if you are already using Internet Banking of PSB, else tick “No”.
Finally, tick the terms and conditions and click on next.
On clicking the next button, an OTP will be received on your registered mobile. As soon as you enter OTP, you will enter the next part. Sometimes OTP is not received on holidays or non-working days then you will try again OTP will be received
Channel Credentials
User authorization can be done in two ways in Channel Credentials through Debit Card and through Bank Token.
As told in the beginning that we are going to start our net banking through debit card.
First select the Debit Card option.
Enter your 16 digit Debit Card.
Enter the expiry date of your debit card. In this part only expiry month and year has to be entered.
After this enter the PIN of your debit card.
After entering the pin click on next
Set Login Credentials
User ID and Password are to be set in the login credentials.
Create any desired user ID in User ID. User ID can be created from at least 8 characters to 20 characters in User ID. User ID can contain any alphabetic, numeric or special character but cannot use blank space.
Once the user ID is entered, definitely click on check availability so that it can be known whether the user ID is available or not.
Password can also be from 8 characters to 16 characters. First create the password and then after re-entering it, also confirm it.
Create UPI ID
UPI stands for “Unified Payments Interface”. This is a method of transferring payments. UPI ID is provided by the bank which you can generate in this section.
Set MPIN
MPIN is used for mobile banking. MPIN is of 6 digits which is only numeric. MPIN is just like ATM PIN which is used to login mobile banking.
In this section, you also generate MPIN for your mobile app so that when you use PSB UnIC app on mobile, you can login to it using this PIN.
MPIN should always be kept in such a way that it is remembered. MPIN should also not be shared with any other person
Set TPIN
TPIN stands for Transaction PIN. Only Mobile Banking can be login with MPIN but any transaction can be done only through Transaction PIN.
Transaction PIN is required whenever you want to transfer funds from net banking or mobile banking or do online shopping. That’s why you should keep your transaction pin carefully because it can also be misused.
In this section you can create transaction pin. Transaction PIN is the last step of net banking registration. TPIN should always be kept separate from MPIN.
Both TPIN and MPIN should not be same. As soon as you create the TPIN pin, a congratulation message will appear on your screen and your PSBNetBanking will be successfully registered.
How to Login PSB Net Banking
To login to PSB NetBanking, you need to have User ID and Password. If you have not yet registered Punjab and Sind Bank Net Banking, then you can create User ID and Password by reading the above process.
Visit the login page to login.
Enter your User ID at the top.
Enter your password in the next step.
Enter the captcha code in the third step and click on the login button.
In this way you will enter in the dashboard of net banking of Punjab and Sind Bank