Do searching a business or looking for employment.It is up to you, you want to become an employee or an employer. I bat, this success story will definately motivate you to start your own business with Mudra Loan.
I have mentioned everything, how to start this business, what is this business, how to take mudra loan and which bank will offer you mudra loan at lower interest rate.
It is not important that what business you are going to start but it is matter that you have a curage to start your own business.
There are many more business options such as Masala grinder business or Papper plate making business. There are a lot of business option in this blog. You can check previous post and choose your favriot business idea.
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Success Story of Sunita Devi’s Pickle Business with Mudra Loan (2025 Guide)
Sunita Devi, a homemaker from Patna, Bihar, turned her kitchen skills into a thriving pickle-making business. In 2022, she took a Mudra Shishu Loan of Rs 50,000 from State Bank of India under the PM Mudra Yojana. She began with 5 pickle varieties using her grandmother’s recipes. Within 18 months, Sunita scaled up to supplying pickles to local stores and on Amazon, earning over Rs 1 lakh/month.
How to Start a Pickle Manufacturing Business in India
- Market Research: First of all start this business from your local area. Understand local taste preferences (mango, lemon, garlic, etc.). Study your local market and understand which kinds of pickels are selling most.
- Business Location: Start from home or rent a small space (100–200 sq ft). You sale your pickels at retail shops.
- Equipment Needed: Mixing vessels, knives, jars/bottles, sealing machine, grinder. Raw material from vegitable market such as green mango, lamon and garlic, carrot and green chilly.
- Licensing: FSSAI License, local trade license, MSME Udyam registration. There is a simple and online to apply these licences.
- Packaging: Use glass or food-grade plastic jars with branding
- Marketing: Start with local stores, fairs, WhatsApp, and Instagram. Once your brand will become famous, your product will start selling online also. This is an easy selling and most demanding product.
Estimated investment: Rs 1.5 lakh to Rs 2.5 lakh (ideal for Kishor Mudra Loan)
How to Start a Pickle Business Using Mudra Loan
Loan Type: You can apply Mudra loan under category Kishor (Rs 50,000 to Rs 5,00,000)
Suggested Loan: Rs 2 lakh for equipment, raw materials, packaging
Application Steps:
- Prepare a 2-page business plan
- Visit your bank or apply online via udyamimitra.in
- Submit KYC documents + loan application with cost quotations
Documents and Eligibility Criteria for Mudra Loan
Eligibility:
- Indian citizen aged 18–65
- No history of loan default
- Starting or expanding a non-farm small business
Documents Required:
- Aadhaar Card & PAN Card
- Passport-size photo
- Address proof
- Quotation for machinery/raw materials
- Business plan (sample available on mudra.org.in)
Best Mudra Loan Providers for Pickle Business
| Bank | Interest Rate | Application Mode | Advantage |
|---|---|---|---|
| SBI | 10.50% – 12.50% | Offline / Online | Large rural network |
| Canara Bank | 11.00% – 13.00% | Branch Visit | Quick processing |
| Bank of Baroda | 10.75% – 12.75% | Online (Baroda Mudra) | Low processing fees |
| Punjab National Bank | 11.25% – 13.00% | Offline | Known for MSME support |
These are few banks example. Indian Govt has ordered to all private and govt bank to provide mudra loan. But most of people like to borrow mudra loan from govt banks. If you want to know the mudra loan apply process there are posts susc as SBI mudra loan online, Canara Bank emudra loan applying process and how to apply mudra loan with bank of India . You can learn and apply.
How to Expand Your Pickle Business
- Introduce new variants (sweet, spicy, organic)
- List products on BigBasket, Amazon, Flipkart
- Train 2–3 local women to scale production
- Join FPOs or cooperatives for rural support
- Invest in automatic sealing and labeling machines
Mudra Loan Providing Banks & Their Interest Rates (2025)
| Bank | Interest Rate Range | Loan Amount |
|---|---|---|
| State Bank of India | 10.50% – 12.50% | ₹50,000 – ₹10 Lakh |
| HDFC Bank | 11.00% – 21.00% | ₹50,000 – ₹10 Lakh |
| Canara Bank | 11.00% – 13.00% | ₹50,000 – ₹10 Lakh |
| Axis Bank | 11.50% – 20.00% | ₹50,000 – ₹10 Lakh |
| Punjab National Bank | 11.25% – 13.00% | ₹50,000 – ₹10 Lakh |
Note: Rates may vary by region, applicant profile, or credit history. Always confirm latest rates at the branch or official website.
Turn Your Skills in to Business
The pickle manufacturing business is simple, scalable, and highly profitable with growing demand in Indian households and eCommerce. With a Mudra Loan, you can turn your culinary skills into a thriving brand.