Friends, loan has become necessary for every one these days. Everyone is looking for best personal loan with low interest rate and low file charges. There are many lender Apps such as Mpocket, Kundan Finance and Stashfin.
Stafin loan App is a new loan player in the market. If you are looking for a clear, honest guide on the Stashfin loan app then you are at right place.
This post briefly explains what Stashfin cash loan App, what interest rates charges it, whether it’s legit or not, what users feedbacks, and how to use it — step by step guide. I include practical tips on Stashfin login, interest rates and customer care.
Table of Contents
What is Stashfin Loan App?
Now a days many cash loan players are working in the market. Online loan platforms are gaining trending these days. Stashfin is a digital cash loan platform that offers personal loans, credit lines and istany cash loans.
This loan App is run by Akara Capital’s digital lending business and is presented as a licensed NBFC-backed service.
Is Stashfin real or fake? Is Stashfin RBI approved?
If someone deals with any digital loan app, he or she should have this question that, is this loan app real pr fake.
The answer is, yes, this loan app is real. Stashfin operates under an NBFC that is registered with the Reserve Bank of India. That means it’s a regulated financial entity, not a fishing app.
If your are worry about its genueness. Official registrations and company disclosures show it’s real and regulated.
Stashfin loan products & Stashfin interest rate
Loan amounts: Stashfin offers personal loans From 1000 to ₹5 lakh (exact max depends on your profile).
Tenure: Typical terms run 12–36 months.
Stashfin interest rate: Public materials show rates starting around 21% p.a to 36% pa. and higher depending on credit profile.
Your quoted rate will depend on income, credit score, and loan size. Always check the personalized offer before you accept
Stasfin app works in investment fields also. Anyone can invest in bonds and stock market. They claims that customer can get 15% annual interest rates on minimum 10000 investments.
They sell insurance products also.
They sell shopping vouchars also.
What real users say — Stashfin reviews
Positive themes from customers
There are mixed customer reviews about this loan app.
Positive reviews are-Fast approvals and quick disbursal when an application is approved.
Easy, app-based process that’s convenient for salaried users.
Useful for emergency cash needs and short-term credit lines.
(These positives appear repeatedly in user feedback and product pages.)
This loan app got 4.4 ratings out of 5
Common complaints
Some users report app glitches (payments not reflecting, limits not updating).
A number of complaints about customer support response time and dispute resolution.
A minority of reviewers allege aggressive recovery calls or billing problems.
(Online review summaries show mixed sentiment — good UX and speed, but support and operational issues for some.)
Step-by-step: How to use the Stashfin app (new users)
Step 1 — Download & install
Get the Stashfin app from Google Play or the App Store. The app description lists features, loan limits and product details.
Step 2 — Register
Open the app and register with your mobile number. You’ll receive an OTP to verify the number. Enter personal details asked on screen.
Step 3 — Complete KYC
Upload Aadhaar, PAN and bank account details. Some users may need to submit salary proofs or bank statements.
Step 4 — Stashfin login
After registration you set up a secure login (PIN/password or biometric on supported devices). Use the login to open the dashboard and check your eligibility and offers. (If login fails, try resetting the password or contact support.)
Step 5 — Apply & review offer
Choose the loan amount and tenure. The app will show:
Approved amount (if any)
Interest rate & processing fee
EMI schedule (exact instalment amounts)
Important: review APR, processing fee and total repayment before you accept.
Step 6 — Accept and get disbursed
If you accept the offer, the funds are typically disbursed to your linked bank account within hours (varies by case). Keep the disbursal advice and save receipts.
How to use Stashfin if you are an existing customer
Log in with your mobile and PIN.
Check outstanding balance and next EMI date on the dashboard.
Use in-app repayment options (UPI / netbanking / debit card).
For a top-up, check the “Increase limit” or “Top-up” option in the app (offers depend on repayment history).
Stashfin customer care — how to reach them
If you need help, Stashfin lists contact channels on its site and help pages. Typical contact options include phone lines and a grievance email. Phone/office numbers reported by public directories include the Gurgaon office and a customer-care line — but always confirm current numbers inside the app or the official contact page before calling
Safety checklist — how to protect yourself
Read the full loan agreement before accepting. Check processing fee, late fee, prepayment terms.
Note the effective APR (total yearly cost) not just the headline rate.
Keep digital records of all transactions and disbursal receipts.
If an unexpected debit happens, raise the issue through the app’s grievance channel and keep evidence of your complaint.
Pros and Cons — quick summary
Pros
Fast, app-driven process for quick funds.
Offers flexible loan sizes up to ₹5L (profile dependent).
Regulated structure — operates via an NBFC.
Cons
Reported app/service glitches and mixed customer support experiences.
Interest and fees can be high for borrowers with weak credit.
Some users report delays or issues with EMI reflection — monitor statements closely.
Conclusion
Use Stashfin if you need a quick, short-term personal loan and you understand the total cost. The app works well for many users and is part of a regulated NBFC flow.
Be cautious if you are rate-sensitive or need long-term low-cost credit. Compare offers across banks and NBFCs before committing.