What is mpokket app, should or should not take loan from mpokket, whom mpokket gives loan and how much loan it gives. If all these questions are yours, then today in this post you are going to get answers to all these questions. After reading this post you will get an idea whether mpokket is right for you or not.
Table of Contents
About Mpokket
Mpokket is a kolkata based financial company which provides instant loan from Rs 500 to Rs 20000. The CEO of mpokket, Mr. Gaurav who is also the founder of this company.
The main objective of mpokket is student loan, the CEO of this company believes that Indian students need financial assistance while studying which can be completed under instant loan. For this reason, the amount of instant loan has been kept from Rs 500 to Rs 20000 only.
Initially, the credit limit of any student is kept low and later on the basis of his credit history is given bigger. Well mpokket not only gives loan to the students but also to the salaried person. This was a brief of mpokket company details.
What is Mpokket loan
Mpokket app loan is an instant loan which ranges from Rs 500 to Rs 20000. There is no need to mortgage any property or submit any physical documents to avail this loan.
It is primarily a student loan, which is offered at an interest rate of 10% to 12% per annum for a tenure of up to 3 months. But the salaried person can get this loan up to Rs 30000.
Any student can buy his study material, pay his gym fees, buy books, party with his friends by taking loan from this app.
This loan has been designed keeping all these objectives in mind. But initially this app does not give any huge amount in the form of loan, most of the customers give only Rs 500 to Rs 1000 as loan.
How to use Mpokket Loan App for Personal Loan
To take loan from mpokket, first install mpokket app in your mobile.
Open mpokket app.
After opening, enter your mobile number and click on proceed.
A 6 digit OTP will be sent to your mobile.
After entering the OTP on the screen, click on Proceed again.
On the next page, accept the terms and conditions and click on Allow.
mpokket will ask for permission 3-4 times to use your mobile’s database which has to be allowed every time.
On the next page, you can create your account with Facebook or Google Sign Up.
On the next page you have to fill your full name.
The email will populate automatically.
Create an 8-digit password and confirm it by entering it again.
Your email id and this password will act as your login id and password for this app.
Click on Select Your Profile, Select one among Student, Employed Full Time and Self Employed.
If you are Employed or Self Employed then how your payment is received, if it is received in bank or by check then click on the first option and if it is received by cash then click on the second option.
After selecting all these details click on Register.
On the next page again click on Allow to access SMS, Contact numbers and Location.
On the next page, the total borrowing limit will appear on the screen.
Fill the loan amount as per your requirement on this page. In the beginning, this amount should always be filled less because a large amount does not pass.
After filling the loan amount, select the loan tenure which ranges from 30 days to 90 days.
Friends, if you take a loan of 1000 from this app, then its calculation will be like this.
If you want to return this loan in 30 days, then you will get only 960 rupees and 1060 rupees will have to be returned. That is, 120 rupees will have to be paid extra on 960.
If you wish to proceed, click on the request button.
After that you create your profile on this app.
Click on Get Started to create profile.
Your profile will be created in just four steps.
First of all do your KYC verification, then enter basic information, after that if you do job or self employed then fill employment details and finally upload your selfie video.
In KYC verification, first upload your profile photo then select a KYC like Voter ID Card, Passport, Driving License or Aadhar Card.
Also upload the KYC document and click on submit.
On the next page, enter your First Name, Middle Name and Last Name. Select your gender and enter date of birth.
Select your Marital Status, Enter Father Name, Enter Mother Name, Fill Permanent Address and Current Address and Click on Next.
Your WhatsApp number will open on the screen, if you want to give another WhatsApp number, then click on No and enter the number below, otherwise click on Yes.
After that click on Next.
If you do job then fill the official address and click on Next.
On the next page, enter your monthly income, company name and designation and upload your ID card. If you are a student, leave it blank and click on Next.
Enter your bank details on the next page. Enter your IFSC and click on Next.
On clicking Next, your bank name will be selected automatically.
On this page also fill your name, account number and also upload 3 months salary statement.
On the next page you have to upload the pan selfie video.
After uploading the video click on submit.
Your profile will be updated once you click on submit. After some time the approval of your loan will come which you can transfer to your bank account.
Final Verdict for Mpokket App
Friends, by the way, loan app like mpokket is used for urgent money. But the way marketing is done is not the truth. Although this app claims to give instant money up to Rs 30000 as personal loan, but hardly able to give loan up to Rs 5000. Those who have taken this loan are also not giving good feedback. Some people are saying that the customer care of this company is not good, then some are saying that earlier the company was doing good work but now it is not giving good response.
Some people do loan increments only after consulting their parents. This company also charges a fair amount of processing fees. That’s why the final decision is that if you need from 500 rupees to 2000 rupees only then you can use this app. It is useless to use this app by wishing for a higher loan amount.
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Mpokket Customer Care Number
mpokket customer care whatsapp number
mpokket customer care whatsapp number is 033- 6645 2400
mpokket contact number
mpokket contact number is 033- 6645 2400
customer care number of mpokket
customer care number of mpokket is 033- 6645 2400
mpokket customer care number Bangalore
mpokket customer care number Bangalore is 033- 6645 2400
mpokket customer care number Hyderabad
mpokket customer care number Hyderabad is 033- 6645 2400
mpokket customer care number delhi
mpokket customer care number delhi is 033- 6645 2400
mpokket customer care number bihar
mpokket customer care number bihar is 033- 6645 2400
mpokket customer care number Chennai
mpokket customer care number Chennai is 033- 6645 2400
mpokket customer care number pune
mpokket customer care number pune is 033- 6645 2400
mpokket customer care number Mumbai
mpokket customer care number Mumbai is 033- 6645 2400
mpokket customer care number telangana
mpokket customer care number telangana is 033- 6645 2400
mpokket customer care number andhra Pradesh
mpokket customer care number andhra Pradesh is 033- 6645 2400
mpokket customer care number lucknow
mpokket customer care number lucknow is 033- 6645 2400
mpokket customer care number indore
mpokket customer care number indore is 033- 6645 2400
mpokket customer care number jaipur
mpokket customer care number jaipur is 033- 6645 2400
mpokket support email
mpokket support email is [email protected]
mpokket customer service
mpokket customer service is [email protected]
mpokket support
mpokket support is [email protected]
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