If you are a small entrepreneur then with the help of SBI e Mudra loan you can grow your business. You will not even have to go to the bank branch to take this loan and you can apply for this e mudra sbi from your mobile or laptop.
It is very easy to take this loan because the central government wants that the micro-businessmen who have suffered losses due to the lock down during the Corona period, can start their business again by taking e Mudra loan from the bank. Mudra Loan SBI is also a part of this campaign.
To take this loan your business should be micro-business. Here is a list of e Mudra Loan Business Categories . if you want to see e mudra loan business list then by clicking on this link you can see the name of your business and decide whether your business comes under e Mudra Loan for Micro-entrepreneurs or does not come.
Table of Contents
What is the amount of sbi e mudra loan
e mudra loan Loan means a loan that can be given electronically i.e. you will not have to visit the bank to take this loan. Because you can apply this loan from your mobile or laptop itself, so the bank has kept the amount of this loan less than Mudra loan. You can direct apply on emudra.sbi.co.in:8044/emudra for this loan.
The bank is giving an amount ranging from 50 thousand to 1 lakh to its customers under this loan and you can also apply online for SBI e mudra loan. If you take a e mudra loan up to Rs 50000 loan then you can apply it on emudra sbi co in 8044 from your mobile only or from your laptop or computer sitting at home and the bank will transfer the loan amount to your account.
But if you want to take this loan more than 50 thousand then you can apply this loan online at sbi e mudra loan co in 8044 . but if you want to apply more than 50 thousand then you will have to visit the bank branch once.
There are different types of Mudra loans and banks give Mudra loans from 50 thousand to 10 lakh rupees. But e Mudra Loan is applied online, in which the customer does not need to go to the bank, so the bank has kept the amount of this loan from 50 thousand to 1 lakh rupees.
e mudra loan Eligibility Criteria
If you have to take loan for your small employment then mudra loan sbi eligibility criteria have also been kept.
The first criterion is that you should have a savings or current account in the bank.
Your bank account should be at least 6 months old.
Your business should be in the list of Mudra loans.
Your SBI Net banking must be activated.
You must have PAN card and Aadhar card.
Your bank account should not be a Jan Dhan account
Its maximum time limit is 5 years.
You can take an instant loan up to Rs.50000.
You should have a savings or current account in sbi bank
There should be a proof of your business in which the name of the business, its start date and address should be written.
You must have caste certificate if you are SC/ST or OBC.
Must be GSTN or Udyog Aadhaar.
Must have proof of shop and establishment and should have business registration documents
SBI mudra loan online apply | How to apply online
To apply for this loan, first you have to open the bank’s website or online app.
To open the bank’s website, search for SBI e mudra loan and in the Google search box.
In the search result, you will go to the website of State Bank of India, whose name is e mudra.sbi.
After opening the e mudra portal, click on the “Proceed for Mudra” button.
On the next page some instructions have been given about emudhra sbi which is given in both Hindi and English languages.
Must go through this guideline given by SBI as the eligibility criteria for e mudra loan has also been given in it.
After that press the OK button below.
SBI e Mudra Laon Application Form Online
On the next page, the form of sbi e mudra loan apply online will open.
You should enter your registered mobile number, In this online application form.
Enter your bank account number In the next step.
You should enter the loan amount as per your requirement In the third step.
To verify your mobile number, your mobile number must be linked with your Aadhaar number.
First of all enter your mobile number and click on Verify button.
Select the option of Yes from the option of Yes and No.
Enter your Aadhar card number below.
An OTP will be received on your mobile. Verify the Aadhar card by entering the OTP on the screen.
In the next step enter your bank account number and click on Proceed button.
On the next page enter your PAN number.
Select your qualification.
In the House Ownership column, select “Self or Spouse” or “Parental” if you have your own house, otherwise select Rental.
Enter your monthly income in the next column.
Number of dependent member in the family means how many people of the family are dependent on you.
Select your cast name in Social Category.
If you are from minority community then do yes otherwise do no.
Fill the same name of your business as mentioned in the business certificate.
Enter the details of when the business was started.
You need to enter business experience details.
Select your business in Type of Business.
In Details of Your Activity, enter your business details and details of your products.
Owned / Rented Business Premises i.e. whether the building of the business is your own or rented.
Whether your business is registered in government records Select Yes or No.
Enter your sales details in a year.
Enter your bank and branch name and enter IFSC code and click on submit button.
e Mudra SBI Loan Application Status
Your application status will open on the screen as soon as you submit, if your bank account profile is correct, then your instant loan will be approved, otherwise the bank can also reject it.
You can also check your application details by clicking on the link “Preview Download”.
Now select the option of terms and conditions and click on “Proceed to e sign”.
An OTP will be received on your Aadhaar mobile, verify it by entering the OTP on the screen.
Your loan amount will be transferred to your bank account once the OTP is verified
Question & Answers
Q. How long does an emudra SBI loan take to process?
A. The emudra SBI loan up to Rs 50000 gets processed instantly.
Q. What is SBI emudra loan interest rate.
A. You can get a SBI e mudra loan at 9.5% interest rate annually.
Q. What is SBI e Mudra Loan toll free number
A. SBI emudra loan toll free number is 1800 1234 (toll-free), 1800 11 2211 (toll-free), 1800 425 3800 (toll-free) or 080-26599990
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